Travel Insurance

Travel Smart. Travel Protected.

Safeguard your trip against unexpected costs—from medical emergencies to flight delays and lost luggage.

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Travel Insurance

What is Travel Insurance?

Travel insurance offers financial protection from various risks during your domestic or international journey. It covers unexpected medical emergencies, trip cancellations, flight delays, baggage loss, and personal liabilities. Whether you’re traveling for business or leisure, it ensures peace of mind abroad. With 24/7 global assistance and cashless medical coverage, travel insurance is essential for any well-planned trip.

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Why Choose Travel Insurance Online?

Plan Ahead Without the Hassle

Fast, easy, and accessible anywhere.

Instant Policy Issuance
Buy your plan online and get covered in minutes—no paperwork, no calls.
Transparent Comparison
Compare plans from trusted insurers and choose what suits your itinerary.
Lower Premiums
Online policies often come at discounted rates with no middlemen involved.

Why Travel Insurance is Essential

Because the Unexpected Happens—Anywhere

Coverage that supports you far from home.

Medical Emergencies Abroad

Get coverage for hospitalization, treatment, and even medical evacuation overseas.

Trip Cancellation or Interruption

Reimbursement for non-refundable expenses due to last-minute disruptions.

Lost or Delayed Baggage

Compensation for missing or delayed checked-in luggage during travel.

Passport Loss or Theft

Get assistance and financial support to replace important documents.

Personal Liability Coverage

Covers you in case you accidentally cause injury or damage abroad.

COVID-19 & Infectious Disease Cover

Many plans now include pandemic-related expenses and quarantine costs.

Types of Travel Insurance Plans

Coverage for Every Type of Journey

Plans tailored to destination, duration, and purpose.

International Travel Insurance
Protects you during trips abroad, covering health, travel, and legal emergencies.
Domestic Travel Insurance
Coverage for unexpected delays, injuries, or losses while traveling within India.
Student Travel Insurance
Comprehensive cover for students studying overseas—includes medical and study interruption.
Senior Citizen Travel Insurance
Special plans with extended medical cover and age-appropriate limits for older travelers.
Multi-Trip Annual Plans
Frequent flyers can stay protected throughout the year with one comprehensive policy.
Corporate/Business Travel Insurance
Plans designed for professionals and companies with travel-related business risks in mind.

Why Choose Epsilon Money

Travel Insurance Made Simple, Transparent, and Reliable

We help you choose better—without bias.

Top Insurer Network

Get access to leading travel insurance providers in one platform.

Genuine Plan Comparison

See what each plan really offers before you buy.

Real Advisor Support

Speak to experts for help selecting the right coverage and add-ons.

No Pushy Sales

We recommend what’s best for you—not what benefits us.

Faster Claims Guidance

We assist in coordinating with insurers for smooth claim settlement.

Trusted by Frequent Travelers

Thousands of policyholders rely on us for stress-free travel protection.

Key Things to Check Before Buying

Choose a Travel Plan That Doesn’t Let You Down

A good policy is one that protects when it matters most.

Medical Expense Limit
Make sure the sum insured is sufficient for overseas medical costs.
Coverage for COVID-19
Confirm if the plan covers quarantine, treatment, or cancellation due to COVID.
Trip Cancellation Clauses
Check under what conditions you’re reimbursed for interrupted or cancelled trips.
Adventure Sports Add-On
If you’re planning risky activities, ensure you’re covered.
Cashless Hospital Network
Look for insurers with tie-ups at your travel destination for ease of treatment.

How to Buy Travel Insurance Online

Insure Your Trip in 3 Simple Steps

Quick coverage before you take off.

Enter Your Trip Details

Provide travel dates, destination, age, and purpose of visit.

Compare & Select a Plan

Review benefits, sum insured, and exclusions across multiple insurers.

Make Payment & Get Policy

Pay securely online and receive your e-policy instantly via email.

Drive Smart. Stay Protected.

Get Covered Today and Stay Protected Always

How to Claim Travel Insurance Benefits

Get Help Wherever You Are in the World

Claim process designed for travelers in distress.

1

Inform the Insurer Immediately
Use hotline numbers or assistance apps to report the incident promptly.

2

Submit Required Documents
Provide claim forms, travel proofs, bills, medical reports, or FIR (if needed).

3

Claim Settlement
Based on verification, the insurer will approve and reimburse expenses or settle directly.

Frequently Asked Questions About Travel Insurance

Get the Clarity You Need Before You Fly

Detailed answers to common travel insurance doubts.

In many countries, yes—travel insurance is compulsory. Destinations like Schengen countries, UAE, Russia, and others require proof of insurance for visa approval. Even when not mandatory, it's highly recommended for financial safety during emergencies abroad.

A standard travel plan covers medical emergencies, trip cancellations, personal liability, passport/luggage loss, and flight delays. Some plans include COVID-19, emergency evacuation, and accidental death cover. Always check the policy wording for complete coverage details.

No, most insurers require that the policy be bought before you start your journey. Some allow purchase up to the day of departure, but not once you’ve left India. Always buy your plan at least 24–48 hours before your travel date.

If you’re admitted to a network hospital abroad, the insurer pays directly to the provider. You must contact the insurer’s 24x7 helpline or assistance partner and get pre-authorization. For non-network hospitals, you may need to pay first and claim reimbursement later.

Yes, many insurers now include COVID-related coverage—such as treatment abroad, trip cancellations due to infection, or quarantine costs. Be sure to confirm if your chosen plan includes this, and what documentation is required for such claims.

Typical documents include the claim form, passport copy, boarding pass, travel tickets, medical reports, hospital bills, FIR (for theft/loss), and ID proof. Requirements vary based on the type of claim, so it’s best to keep all related documents safely.

Some insurers allow extension before the policy expires, provided there are no claims made. You must request an extension by contacting the insurer and may need to pay additional premium. Extensions after expiry are not permitted in most cases.

Standard travel plans usually exclude high-risk activities like skiing, scuba diving, or bungee jumping. However, many insurers offer add-ons for adventure sports. If you plan such activities, opt for a plan that includes or allows this coverage specifically.